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Workers' Comp for Covid
Posted On: Apr 11, 2022

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What to Know about Workers’ Compensation

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Workers’ compensation is a statutory benefit, paid for by your employer for workers with workplace injuries or job-related illnesses. Benefits include:

  • Full coverage for all medical and hospital care. o There is no co-pay or deductible.
    o You are reimbursed for travel expenses

    related to medical care.

  • Partial wage replacement for temporary or

    permanent loss of earnings.

  • Special compensation for loss/partial loss of use of a

    limb, a facial scar, or loss of vision or hearing.

  • You are entitled to benefits even if there is no lost

    time from work.

    Why you should file a claim:

  • It costs you nothing to file.

  • Your health insurance will not pay medical costs for

    workplace injuries.

  • Your injury may re-occur and if your case was not

    established, you may not be able to get WC.

  • FOA can help you by managing the process and

    providing legal representation at hearings. There is no attorney fee unless an award is made.

Steps to obtain coverage:

• Report accident/injury to employer/supervisor promptly. You have 30 days from the date of injury to notify your employer of an accident/injury. You have 2 years from when you knew/should have known that you have an occupational disease (carpal tunnel syndrome, etc.) to notify your employer.

• Get medical treatment from a physician of your choice. No workers’ compensation claim moves forward without medical documentation. Make sure you tell your physician it is a workers’ compensation case. Your doctor must submit a medical report.

• File a claim (C-3 form) with the NYS Workers’ Compensation Board. You have 2 years from the date of accident to file a claim. You have 2 years from when you knew/should have known that you have anoccupational disease to file a claim. Your employer cannot and does not do this for you. It is yourresponsibility to file a claim. Just notifying your job about an accident does not begin a claim.

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Fine, Olin & Anderman, LLP www.foalaw.com | 1-800-522-9001


 
 
CWA Local 1126
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